Product Offerings
OIS delivers a full spectrum of annuity, life insurance, and long‑term care solutions tailored to meet the evolving needs of today’s clients. Gain a consultative approach that combines product expertise with hands‑on support to help build effective strategies that protect, grow, and preserve wealth.
By simplifying complexity and supporting you at every stage, OIS empowers you to take exceptional care of your clients while confidently growing your business into the future.
Options include...
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SPIA / DIA
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Fixed Annuity
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Indexed Annuity
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Fee-Based Variable
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Registered Index Linked Annuity (RILA)
An annuity can address a broad range of financial needs, from providing resilience and predictability in a financial plan to solving for longevity risk. OIS’s team of annuity consultants provide viable annuity options that can play a key role in retirement income planning, legacy planning and fixed income portfolio diversification for your clients.
Annuities
Options include...
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Term Life
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Whole Life
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Universal Life
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Indexed/Variable Universal Life
Life insurance solutions can help clients transfer wealth to beneficiaries on a tax-efficient basis. Also, these solutions can be used to fund business succession plans, provide individual supplemental retirement income and offer a tax-free source of income upon the passing of the insured. OIS's life insurance team are ready to assist you with meeting your client's life insurance planning needs.
Life Insurance
Options include...
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Traditional LTC
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Asset-Based LTC
Long-term care insurance (LTC) provides tax-free income for costs incurred due to an unforeseen long-term health issue. This guaranteed income stream can provide your client with safety and care while protecting the physical, emotional, and financial well-being of their family. OIS's team of long-term care specialists can help create a thoughtful plan to protect your client and their loved ones.
Long-Term Care
Annuities
An annuity can address a broad range of financial needs, from providing resilience and predictability in a financial plan to solving for longevity risk. OIS’s team of annuity consultants provide viable annuity options that can play a key role in retirement income planning, legacy planning and fixed income portfolio diversification for your clients.
Options include...
-
SPIA / DIA
-
Fixed Annuity
-
Indexed Annuity
-
Fee-Based Variable
-
Registered Index Linked Annuity (RILA)
Life Insurance
Life insurance solutions can help clients transfer wealth to beneficiaries on a tax-efficient basis. Also, these solutions can be used to fund business succession plans, provide individual supplemental retirement income and offer a tax-free source of income upon the passing of the insured. OIS's life insurance team are ready to assist you with meeting your client's life insurance planning needs.
Options include...
-
Term Life
-
Whole Life
-
Universal Life
-
Indexed/Variable Universal Life
Long-Term Care
Long-term care insurance (LTC) provides tax-free income for costs incurred due to an unforeseen long-term health issue. This guaranteed income stream can provide your client with safety and care while protecting the physical, emotional, and financial well-being of their family. OIS's team of long-term care specialists can help create a thoughtful plan to protect your client and their loved ones.
Options include...
-
Traditional LTC
-
Asset-Based LTC