Legal Disclosures
One Insurance Solution by PCN (“OIS” or the “Platform”), supported by The Producers Choice LLC (“PCN”), an independent marketing organization providing annuity and insurance solutions and services to insurance licensed financial professionals. PCN provides business support for sales, marketing, and educational services related to annuity, life insurance, and long-term care products. Annuity, insurance, and long-term care products may not be suitable for all investors. Asset-based long-term care insurance may provide certain protections that traditional long-term care insurance does not. Insurance products guarantees are based on the claims-paying ability of the issuing company. These products are not deposits, not FDIC/NCUA insured, not insured by any government agency, not bank guaranteed, subject to risk, and may lose value.
OIS is intended for use only by financial professionals located in the United States. OIS users must comply with all applicable federal and state laws and regulations, including, without limitation, those laws and regulations related to the sale and solicitation of insurance and annuities. It is the financial professional’s responsibility to ensure compliance with all relevant legal and regulatory requirements.
The content on the Platform is provided "as is" and without warranties of any kind, either express or implied, and is for informational purposes only. Such content is not intended to inform, or be distributed to, members of the general public. OIS and the information presented on the Platform do not constitute or present an offer to sell insurance nor does anything on the Platform constitute the provision of investment advice or a recommendation of any particular security, strategy, or investment products.
Securities are offered through Raymond James Financial Services, Inc. (“RJFS”), member FINRA/SIPC. The Platform, PCN, and their respective representatives are independent of RJFS and do not offer or provide investment advisory services.
Not all of the products and services referenced on the Platform are available in every state. Nothing on the Platform shall be considered a solicitation to buy, or an offer to sell, insurance or securities to any person in any jurisdiction where such offer, solicitation, purchase, or sale would be unlawful under the insurance and securities laws of such jurisdiction, and PCN does not guarantee the performance or suitability of any such products and services referenced on the Platform.
The Platform provides only a simplified description of insurance coverages and is not a statement of contract terms. All coverages are subject to the terms, conditions and exclusions of the actual policy or contract issued by the insurance carrier
Neither this Platform nor the representatives of PCN provide any tax or legal advice. If you have legal, tax, or financial planning questions, you should contact a qualified professional. Testimonials on the Platform may not be indicative of the experience of any end clients. The experiences and opinions are those of the financial professionals only.
In no event shall PCN, its affiliates, and/or their respective representatives be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of, or in any way connected with, the use of the Platform or the information contained therein.
Financial professionals and the representatives of PCN may only conduct business with residents of the states and jurisdictions in which such persons are properly registered. PCN and its representatives are presently licensed to sell insurance products in all states except Washington, D.C. California license number 0I67832.
PCN reserves the right to modify these disclosures at any time without prior notice. It is the financial professional’s responsibility to review these disclosures periodically for any updates or changes.